Two Generations Guiding You Toward a Confident Retirement.

For nearly 50 years, Fortner & Associates has helped retirees and pre-retirees protect their assets with strategies designed to help avoid chaos, guarantee* income, and provide clarity for the years ahead. Led by father-son team Terry and David Fortner, our family business delivers the continuity and conservative guidance found helpful to retire with confidence and live a life free of financial worry.

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Retirement Shouldn’t Feel Like a Gamble

For too many, retirement income planning can feel more like rolling the dice than building a confident future.

At Fortner & Associates, we believe your retirement savings should never be at risk.

That’s why we’ve spent decades designing strategies that protect your hard-earned savings—so you can enjoy retirement without worrying about the next downturn.

Retirement Income Planning Built on Protection and Clarity

Our services are designed for retirees, pre-retirees, and Kansas City families who want guidance in retirement.

Retirement Income Planning

Your paycheck may stop, but your income doesn’t have to.We design strategies that create reliable, predictable income streams—often guaranteed* for life—so you can cover essentials, enjoy extras, and never outlive your money.

Insurance Guidance

Protection is the cornerstone of confidence.We analyze your current coverage and recommend options that protect your family, health, and savings. From life insurance to long-term care, we help you prepare for the unexpected—without overpaying for what you don’t need.

Estate Planning Coordination

Leave more than memories.Working alongside experienced local estate attorneys, we help ensure your assets pass smoothly to the people and causes you care about. From wills and trusts to beneficiary reviews, we make sure your legacy is protected.

What Services are Right for You

*Fortner & Associates does not provide legal advice and cannot draft legal documents. We work with experienced CPA’s, tax planners and estate planning attorneys who develop the legal documents that express a client’s estate planning intentions. We are pleased to work with a client’s current estate planning attorney, CPA®, and other advisers.

Meet the Fortner & Associates Team

Kansas City's Trusted Retirement Experts Since 1976

Terry Fortner

founded Fortner & Associates in 1976 with a simple promise: to help families retire, with strategies protecting against Wall Street volatility. Nearly five decades later, his philosophy remains the heartbeat of our firm.

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David Fortner

joined the firm in 2001, carrying forward his father’s vision while expanding services to help meet modern retirement income challenges. Together, Terry and David treat every client like family—offering the same level of care, confidence, and commitment they’d want for their own retirement.

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Retirement Should Feel Clear — Not Complicated.

Meet with a Fortner & Associates advisor at no cost. Choose phone, video, or in-person — and get a personalized strategy built around your goals.

Our meetings are always no-cost and no-pressure. We’ll take time to understand your goals, explain our philosophy, and show you what retirement stability could look like for your family.

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What Will We Discuss In Your Meeting?

A Simple Path to a Better Retirement.

We don’t do one-size-fits-all. Instead, we listen, understand your retirement goals, and help design a strategy that protects what matters most.

Protection-Focused Strategies: We help design strategies to protect the money you worked a lifetime to save, so you can enjoy it without worry when and how you like.